The uninsured motorist coverage applies when there is an injured person by an at-fault driver who does not have any coverage to cover the damages to the injured person. It is also the insurance coverage that aims to protect the person who is injured in a hit-and-run accident and the driver just cause of unidentified while there is no insurance coverage to be found.
Do I need this even if I have insurance already?
The uninsured motorist coverage is needed when the injured person does not know where or who to claim their compensation from. Generally, the insurance policy that you have on your motor vehicle will cover any damages to the vehicle or any injuries caused to a third party or a passenger of the vehicle. When you have uninsured motorist coverage you are sure that your insurance company will be able to fill in the shoes of the supposedly other insurance company that should have paid you in the first place if it exists
While getting an uninsured motorist coverage is not required of you and is certainly not necessary for you you need to make sure that you have it, especially when you need it.
If you are considering that you could go on without insurance, you should read on the next article on this series that reiterates the penalties for the uninsured in Michigan.
Get Proper Coverage
In case of doubt, keep in mind that it is your no-fault insurance provider who would ultimately pay for your medical bills. As long as you get unlimited or no-limit coverage, you should be properly covered at a time when you need the best kind of coverage for your health and safety.
Contact Your Lawyer Today
If you have an insurance claim that you need assistance with, you should contact us today. A lawyer can help you get started with your claim. A lawyer at Haque Legal will see to it that your needs are met from the beginning to the end of the proceedings. You are always in good hands with Haque Legal and what it has to offer.
Disclaimer
The article that you have read is based on general applications of the law. It is not legal advice and it is not to be construed as any legal consultation with the firm. No client-attorney relationship is created when you read the articles we have provided.
Let us help you out
If you are having trouble filing an insurance claim, call us immediately. If you have any problem with the law or are seeking justice and truth, our numbers are standing by to take your call.
The post Your Defense Against The Uninsured: Uninsured Motorist Coverage appeared first on Haque Legal.