Michigan Family Law, Immigration & Personal Injury  |  Southfield  |  Call 248-996-9954  |  Free Consultations Available
Haque Legal, PLC
Michigan Attorneys
Schedule Online Call 248-996-9954
Home › Personal Injury
Personal Injury · Michigan

Personal Injury

Michigan auto-injury law is unlike any other state — and since the 2020 No-Fault reforms, the rules have only gotten more complex. Haque Legal handles Michigan car accidents, truck crashes, traumatic brain injury, no-fault disputes, uninsured/underinsured motorist claims, and wrongful death actions across metro Detroit and statewide.

Our personal injury practice combines Principal Attorney Fahd Haque's trial experience with Associate Attorney Taylor Zerilli's focus on auto-accident litigation and Michigan No-Fault. We handle the insurer fight, the medical-records review, and the courtroom work — so you can focus on recovery.

No fees unless we recover for you. Free consultations: 248-996-9954.

Personal Injury Practice Areas

Car Accidents ↗

Rear-end, T-bone, multi-vehicle, and at-fault Michigan auto crashes.

No-Fault Insurance ↗

PIP benefits, medical-bill coverage, and the 2020 reform tiers.

Uninsured / Underinsured Motorist ↗

UM/UIM coverage, hit-and-run, and policy-stacking issues.

Traumatic Brain Injury ↗

TBI claims, neuropsychological evidence, and serious-impairment threshold.

Truck Accidents ↗

Commercial truck and trailer crashes, FMCSA violations, and trucking insurance.

Wrongful Death ↗

Michigan Wrongful Death Act claims for surviving family members.

Michigan No-Fault

The deadlines nobody tells you about

Michigan has the most misunderstood auto insurance system in the country. Most drivers can't say what PIP coverage level they bought — and most injured people don't know that a one-year clock is already running.

The most expensive misunderstanding in Michigan: people hear "three years to file a lawsuit," relax, and permanently lose a year of medical bills and wage loss to a completely separate one-year deadline. The two clocks are unrelated, and Michigan courts almost never grant relief for missing them.
1 yr

PIP notice

Written notice of injury to your insurer, generally within one year of the crash.

1 yr

One-year-back rule

PIP benefits can't be recovered for losses incurred more than a year before suit is filed.

1 yr

Mini tort

The $3,000 vehicle damage claim against the at-fault driver.

3 yrs

Suing the at-fault driver

Pain and suffering and excess damages — a separate clock entirely.

Michigan No-Fault & PIP, explained

Our free guide covers what the system actually does — written for people who've just been in a crash, not for lawyers.

  • All five PIP coverage levels since the 2019 reform — and the trap hidden in the lower ones
  • What PIP pays and what it doesn't — medical, wage loss, attendant care, replacement services
  • Every deadline, and why the one-year rules destroy more claims than any other provision
  • The threshold for suing the at-fault driver — and why it's a legal question, not just a medical one
  • Mini tort — the $3,000 most people never claim
  • What to do after a crash, in order
Read the Free Guide →

Personal Injury Results

Past results don't guarantee future outcomes. They do show the kind of work we do, the kinds of cases we take, and the kinds of clients who trust us with the matters that change their lives.

$1,250,000

T-bone collision resulting in traumatic brain injury.

2025

$475,000

Rear-end collision with multi-level cervical fusion.

2025

$285,000

No-fault insurance benefits, present and future.

2025

All matters described are real cases handled by Haque Legal, PLC. Client identifying details have been omitted to protect confidentiality. Past results do not guarantee similar outcomes in future cases.

Common questions

Michigan injury claims — FAQ

Who pays my medical bills after a Michigan car accident?
Your own auto insurance, through PIP benefits, regardless of who caused the crash. That's what no-fault means. A separate claim against the at-fault driver may cover pain and suffering, medical bills above your PIP level, and wage loss past the three-year PIP cap. Full guide →
How long do I have to make a claim?
Multiple clocks run at once. Written notice to your insurer is generally due within one year; the one-year-back rule limits PIP recovery to losses incurred within a year before suit is filed; and the deadline to sue the at-fault driver is generally three years. People lose PIP benefits every day while believing they still have three years.
When can I sue the other driver?
Michigan allows pain and suffering claims only where the crash caused death, permanent serious disfigurement, or serious impairment of an important body function. Whether an injury clears that threshold turns on how it affects your normal life — which is why what gets documented in the first months matters so much.
What is mini tort?
Up to $3,000 recoverable from the at-fault driver for vehicle damage your own insurance didn't cover — typically your collision deductible. The other driver must be more than 50% at fault, and the claim generally must be made within one year. It's frequently forgotten; nobody is obligated to remind you it exists.
What does a personal injury lawyer cost?
Contingency fee — no attorney fee unless there's a recovery. The percentage is set by written agreement and governed by Michigan court rule, and costs are explained in writing before representation begins. Consultations are free.
The insurance company offered me money. Should I take it?
Have someone look at it first — that costs nothing. Early offers usually arrive before the full medical picture is known and typically require signing a release that ends your claim permanently, including for injuries discovered later. The question isn't whether the number sounds large; it's whether it accounts for future treatment and future wage loss.
My PIP claim was denied. Is that the end?
No. Denials happen for reasons ranging from paperwork defects to disputed medical necessity, and they're regularly reversed. There are deadlines attached to challenging a denial, so the sooner it's reviewed, the more options remain.
Do you handle cases outside car accidents?
Yes — see the practice areas above. Different claim types carry different deadlines and different proofs, so it's worth a call even if your situation doesn't fit neatly into a category.

You don't have to figure this out alone.

Talk through your situation with an experienced Michigan attorney. The consultation is free. The commitment is real.

Call 248-996-9954 Schedule Online ↗ Free Consultation  ·  No Obligation  ·  Haque Legal, PLC  ·  Bloomfield Hills, MI