When convicted for Driving without Insurance, you should expect many other challenges that will come your way. Other than the penalties involved, you should expect to face the following penalties as well:
The Secretary of State will not renew your plates
The Secretary of State of Michigan will not allow you to renew, transfer, replace, or purchase a new registration for your vehicle. You need to prove that you have auto insurance to renew your plates and registration. This can be found in MCL 257.328(1) and MCL 257.227a(1).
You cannot sue the at-fault driver for pain and suffering
If the roles were reversed and you were the one hit or rear-ended by another vehicle, you cannot sue the at-fault driver for pain and suffering. If you were injured in a car accident and the insurance of your vehicle does not exist you cannot sue the driver at fault for the pain and suffering even if you are a hundred percent innocent relating to the accident.
You will not have any right to go after the driver at fault for the pain and compensation for your suffering and this is the price you have to pay for failing to follow the insurance laws in Michigan.
You have to pay for your medical expenses
You have to pay for your medical expenses as part of the punishments that you have to suffer for driving an uninsured vehicle. Under normal circumstances, if you have no-fault insurance, you will be able to pay for your medical expenses through the insurance premiums. Your needs will most probably be covered by the insurance company in the policy provider that you have hired to provide you with the insurance.
Unfortunately, if you are on the other side and you are the driver who did not get the right insurance, you will have to face the reality that you have to pay for your medical expenses, even if you are not the party at fault.
You will not be reimbursed for lost wages
You will not be reimbursed for the lost wages in case you have to face recuperating for your injury. It is well within your right to have your insurance company pay for your lost wages in case you have to recuperate after the accident. Unfortunately, if you do not have insurance to cover your lost wages you will not be entitled to any of it. Basically, without insurance, you have to pay for everything and you have no money or no source that you can get the wages you lost from.
This is another unfortunate offshoot of the factor that you draw a vehicle that does not have insurance in the state of Michigan.
There are a lot of other unfortunate things that you would not expect to pay but you will pay if you drive without insurance in Michigan.
If you have health insurance, you may have some portion of the expenses covered but this will never be enough. In the next part of this article series, we will continue the discussion on the penalties to expect.
Get Proper Coverage
In case of doubt, keep in mind that it is your no-fault insurance provider who would ultimately pay for your medical bills. As long as you get unlimited or no-limit coverage, you should be properly covered at a time when you need the best kind of coverage for your health and safety.
Contact Your Lawyer Today
If you have an insurance claim that you need assistance with, you should contact us today. A lawyer can help you get started with your claim. A lawyer at Haque Legal will see to it that your needs are met from the beginning to the end of the proceedings. You are always in good hands with Haque Legal and what it has to offer.
The article that you have read is based on general applications of the law. It is not legal advice and it is not to be construed as any legal consultation with the firm. No client-attorney relationship is created when you read the articles we have provided.
Let us help you out
If you are having trouble filing an insurance claim, call us immediately. If you have any problem with the law or are seeking justice and truth, our numbers are standing by to take your call.