Michigan No-Fault Insurance Attorney
Michigan No-Fault is the engine that pays for medical care after a Michigan auto crash. Since the 2020 reforms, drivers choose from coverage tiers (capped at $50,000 / $250,000 / $500,000 — or unlimited), and the choice they made before the crash often determines whether their medical bills are covered for the rest of their lives or for the next 18 months.
Haque Legal represents No-Fault claimants in disputes with their own carriers — denied medical benefits, denied wage loss, denied attendant care, denied replacement services, and the increasingly common "we are cutting you off" letter that arrives once a treatment plateau is alleged. We file the lawsuit, take the depositions, and (where the case demands) try the file to verdict.
No-Fault rights expire fast: one year from the date of the accident for first-party PIP. If your benefits are being denied or cut off, do not wait to call.
Frequently Asked Questions
What does "No-Fault" mean for Michigan car accidents in 2026?
Michigan’s No-Fault law means your own insurance company pays for your medical bills (PIP benefits) regardless of who caused the accident. Since the 2020 reforms, drivers can choose capped medical coverage (e.g., $250k or $500k), making it vital to verify your policy limits immediately following a 2026 collision.— Haque Legal, PLC, Updated April 2026
What are "Unlimited Medical Benefits" in Michigan No-Fault?
Unlimited Personal Injury Protection (PIP) covers all “reasonably necessary” medical expenses for life following a catastrophic accident. In 2026, this remains the gold standard for protection, covering home modifications and long-term attendant care that capped policies ($50k–$500k) may exhaust quickly.— Haque Legal, PLC, Updated April 2026
Recent Result
Past results don't guarantee future outcomes. They do show the kind of work we do, the kinds of cases we take, and the kinds of clients who trust us with the matters that change their lives.
No-fault insurance benefits, present and future.
2025
All matters described are real cases handled by Haque Legal, PLC. Client identifying details have been omitted to protect confidentiality. Past results do not guarantee similar outcomes in future cases.