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Category: Auto Accident


Posted by Haque Legal November 30, 2022 Auto Accident

Basic Provisions for No-Fault Insurance in Michigan

This article answers questions that individuals may have with no-fault insurance through the provisions of the laws in Michigan.  Mandatory Insurance MCL 500.3101(1) provides for Security for Payment of Benefits which provides: “The owner or registrant of a motor vehicle required to be registered in [Michigan] shall maintain security for payment of benefits under personal…
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Posted by Haque Legal November 24, 2022 Auto Accident

Rules For Independent Medical Examination in Michigan Auto Accidents

In case of an accident, it is important to keep in mind that your insurer may require you to have an independent medical examination related to your accident. In this article, we will look at the independent medical examination (IME) requirement in Michigan.  Can the insurer require a person injured to undergo a medical examination?…
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Posted by Haque Legal November 18, 2022 Auto Accident

Independent Medical Examination in Insurance Claims in Michigan

In the previous article, we discussed attending a mental and physical examination as a way to filter out fraudulent claims in the State of Michigan and insurance claims.  We have discussed Michigan Court Rule 2.311 which provides that when the mental or physical condition of a person is in controversy, the court may order the…
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Posted by Haque Legal November 12, 2022 Auto Accident

Attending a Mental or Physical Examination as a Tool Critical to Filtering out Fraudulent Claims

Filtering out fraudulent claims is an important task that insurance companies in the State of Michigan are required to do. Filtering out fraudulent claims has been the subject of a lot of jurisprudence in the State of Michigan.  With that, let us discuss some of the tools that are critical to filtering out fraudulent claims….
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Posted by Haque Legal November 6, 2022 Auto Accident

Revisiting No-Fault Insurance in Michigan

The Department of Insurance and Financial Services (DIFS) is the Department in Michigan that handles automobile insurance in Michigan.  According to the DIFS, and Michigan Law, in order to drive legally in Michigan, state law requires you to purchase no-fault automobile insurance. The financial security that results from being insured is one of the most…
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Posted by Haque Legal October 31, 2022 Auto Accident

First Three Tools Critical to filtering out Fraudulent Claims

Filtering out fraudulent claims is an important task that insurance companies in the State of Michigan are required to do. Filtering out fraudulent claims has been the subject of a lot of jurisprudence in the State of Michigan.  With that, let us discuss some of the tools that are critical to filtering out fraudulent claims….
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Posted by Haque Legal October 25, 2022 Auto Accident

How Does An Insurance Company in Michigan Investigate An Auto Accident?

An insurance company has the right to go after individuals who claim to be in an auto accident in Michigan and find out that they are not. Insurers can properly assert and preserve a fraud defense.  In recent Supreme Court Decisions, Michigan State has devised a list of methods of investigation claims and they include…
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Posted by Haque Legal October 19, 2022 Auto Accident

Preserve Your Evidence in A Car Crash

We always say that Michigan is a no-fault State. This is a fact. In some instances, people who have been in an accident often forget the fact that they still need evidence for their insurance company to go after the one who is at fault. Whatever you decide to do, make sure that you preserve…
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Posted by Haque Legal October 13, 2022 Auto Accident

The No-Fault Clause and Excess Benefits

Everybody in Michigan is now aware of the No-Fault Clause and what it means.  You have also probably read it in previous articles so we will no longer look into that. Let us look at the existence of the No-Fault Clause and what the “coordinated” or “excess” medical benefits have to do with your insurance….
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Posted by Haque Legal October 7, 2022 Auto Accident

Understanding Insurance Step-Down Policies

In the article What is an Auto-Insurance Step Down Clause, we have discussed about step down policies in insurance in Michigan. In this article, let us revisit some facts that we shared on this article. No-Fault State Michigan is a no-fault State. Individuals in Michigan know that they must purchase no-fault insurance in order to…
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